Many people are still tempted to scrimp on travel insurance, especially with short trips or visits to “safe” destinations But with cheap travel insurance now so widely and easily available, there’s really no excuse to travel uninsured, especially given how common insurance claims are for certain destinations

I’ve said it before, and I’ll say it again – working in discount travel insurance you hear of some pretty bizarre policies and claims being made But of course, travel insurance is just scratching the very surface, and in fact other areas of insurance have even more strange insurance policies – and sometimes it’s the companies and not the customers with the odd decisions

Heathrow’s brand new, shiny Terminal 5 has had a rough time since it opened The Terminal 5 baggage scandal has seen thousands of pieces of luggage separated from their owners, and even now at the time of writing there are an estimated 20,000+ pieces of lost baggage still at large

Some people travel for fun, others for excitement, but perhaps the most alarming genre of tourists are the ones who get their kicks from visiting the most horrifying and ghoulish destinations from throughout history If you plan on going to any of the top 10 most terrifying places on earth, you might just want to adjust your travel insurance cover to incorporate the possible outcomes… 1

Contemplating committing fraud is a serious matter, but many people simply don’t realise that when they exaggerate a travel insurance claim they are actually committing fraud While falsifying or exaggerating a travel insurance claim may seem like a harmless 'white lie', travel insurance fraud is a crime

Cheap travel insurance has a reputation of being quite a dull area to work in While it does have its dull routine moments, just like any other job, these are made up for by the occasional inspired funny travel insurance stories you hear

The recent Kenya elections have led to huge fallout in the country and beyond When it was announced that President Mwai Kibaki had won the election by just 230,000 votes (out of 10,000,000 constituents) widespread political fury spread across the country – and violence broke out

Common wisdom tells us that a death of a loved one and moving house are the two most stressful events a person can go through in the modern world Not being an estate agent or a funeral director, I can’t really comment on either of these – but I do feel qualified to discuss another stressful area – planning a trip and preparing to go on holiday

There are a lot of misconceptions related to travel insurance, and understandably most people aren’t as well versed in the fine details of travel insurance as I am – I can’t say that I blame them However, many misconceptions put people at risk of spending unnecessary amounts of money on areas that could and should be covered by their travel insurance policy