Harrine Freeman is the CEO of H.E. Freeman Enterprises, a credit repair and personal finance services company and author of "How to Get Out of Debt: Get an "A" Credit Rating for Free." Visit H.E. Freeman Enterprises.
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A few days after you apply for a mortgage loan your phone starts ringing off the hook with calls from other lenders
trying to offer you a better deal You ask yourself, How did they get my number; I didn't do business with them

